Products

Commercial Mortgages

XL Business Finance has access to a huge range of commercial mortgages through major banks, building societies and specialist commercial asset lenders. The appropriate commercial lender is purposefully selected to meet the client's needs. There is no requirement to switch day-to-day banking, and in some cases we are acutely aware it is beneficial to keep these financing elements separate.

• Commercial Owner Occupier
• Remortgages
• Commercial Investment
• Commercial Bridging
• Development Finance

All commercial mortgages finance that is secured is tailored to meet the borrower's needs. Where suitable, elements of the bespoke commercial loan structures available to clients can include:

• Interest-only mortgages
• Long-term repayment mortgages with terms up to 25 years
• Fixed, variable and hedged mortgage rates

Our mortgage solutions cover all types of commercial premises and we understand the individual financing dynamics of the industry in which a business is involved. We look to find the best possible commercial funding solution for all or clients. Where required we can find commercial mortgages for proposals with limited accounting information; imperfect credit records and short trading histories.