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A well established retail business had an opportunity to expand and purchase two new retail units.

These units required deposits, complete refurbishment and stock. In total nearly £300,000 was required.

Although a home owner with equity, the husband and wife team did not want to borrow money against their house and had no other assets (or so they thought).

However they both had pensions from previous employment and we were able to set up a facility with a specialist who enables people to borrow money from their own pension pot.

When companies spend heavily on R&D, traditional lenders see them as heavy loss makers so therefore high risk.

Our manufacturing client secured a lucrative deal with a big customer but couldn’t satisfy the order due to lack of cashflow.  We arranged Pension Led Finance through the Director’s scheme, allowing the Director to draw down his pension as a company loan.