Manchester 0161 980 0577
London 020 3301 4540

Business loans

Raise finance quickly with competitive loans

Key features

Business LoansBusiness Loans

XL Business Finance is one of the leading specialists in the provision of business funding and provide business loans completely independent from existing business banking.  Business loans can be Secured or Unsecured, between £5,000 and £1,000,000 with repayments up to 10 years.

Loans can be used for any business purpose such as business growth, to assist working capital, cover a one-off business cost, buy an asset or develop a property.

Loans are repaid in monthly instalments, with interest added to the amount owing. Some business loans have a fixed rate of interest, which means payments won’t change over the term of the loan, while others have a variable rate, so the amount owed can vary over the loan term.

The amount of interest you must pay on a business loan will depend on your individual circumstances, including how much you want to borrow and over what period of time.

As well as loans, there are several other ways that businesses can secure funding and we can assess the most appropriate options once we know your circumstances.

The application process is very simple

For further information on all aspects of business loans, a free cost illustration and a no obligation chat contact us today.

How we have helped our clients with business loans

Spread the cost of your Tax bills

You can spread the cost of your HMRC Self-Assessment tax bill, Corporation Tax or VAT bills using a easy to arrange solution that will ease any pressure on your cashflow.

Opportunity to buy land and build premises

One of our clients needed to scale up their business premises and had been leasing for the last 5 years. They wanted to invest in a property for their family

Read more case studies
We Love A Challenge

Other products to consider

unsecured business loansUnsecured Business Loans

  • Receive a lump sum payment.
  • Quick decisions. FAst and flexible.
  • No assets required.
  • Minimal early repayment penalties.

secured business loansSecured Business Loans

  • Funding secured against multiple assets.
  • Reduced personal risk to directors.
  • No cap on funding.
  • Trading history not a significant factor.

professional practice loansProfessional Practice Loans

  • Specialist finance for professional practices.
  • Independent funbding not through bank.
  • Specialist loans for tax funding.
  • Quick decision and turn round.

Pension Led FundingPension Led Funding

  • Control over your own finances.
  • No third party interest.
  • Flexible - you choose the terms.
  • Improved pension performance.


Sovereign House,
Stockport Road,
Cheshire SK8 2EA

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0161 980 0577

020 3301 4540

XL Business Finance Limited are authorised and regulated by the Financial Conduct Authority FRN 718737

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