Retail

The Retail sector is fast moving and businesses need to be prepared for change and invest in meeting customer expectations.  This means that often, finance needs to be raised quickly and we pride ourselves in responding quickly to our clients and advising on the best source of finance.

We have the expertise to help you raise finance and source bespoke funding facilities including merchant cash advances, business loans, asset finance and revolving credit.

A merchant cash advance is a relatively new method of raising finance based on future credit and debit card sales. Eligible businesses accept credit/debit cards and process at least £3500 in sales revenue per month.  Once this and other basic qualifying criteria is met, then it may be possible to obtain an unsecured cash advance.

We also have access to many straight forward business loans.  Again, for the right business these can be very competitively priced. Loans can be used for any business purpose such as business growth, to assist working capital, cover a one-off business cost, buy an asset or develop a property.

Asset Finance will allow you to purchase new or second hand equipment via Hire Purchase or Finance Lease facilities.  You can also consider refinancing existing equipment to raise finance for growth.

Revolving credit provides immediate and ongoing funding with access to up to 50% of the value of your sales ledger up to a maximum of £60,000.

It goes without saying we have access to the best facilities at prime rates for long established and financially sound businesses however we also have access to finance for businesses with impaired credit or maybe that gone through an insolvency process. New starts are also not a problem.

There will be other funding options available to you depending on your circumstances such as invoice finance, grants, import finance and commercial mortgages so please get in touch to discuss your individual requirements.