Manchester 0161 980 0577
London 020 3301 4540


It is critical to remain current and competitive in the Agricultural Sector by having access to efficient equipment and machinery. We can help your agricultural business stay ahead by helping you raise finance for growth.

Whether you are involved with land, livestock or crop farming you can access a number of finance facilities including Asset Finance, Invoice Finance, Grants, Commercial Mortgages and Business Loans.

Asset Finance or Equipment Finance is used to purchase new or second hand equipment or machinery via Hire Purchase or Finance Lease facilities. We also specialise in asset finance to refinance existing plant and machinery and vehicles.

XL Business Finance offers a viable alternative to bank funding and we understand the challenges many businesses face dealing with the high street banks. There are many leasing and hire purchase companies providing viable alternatives.

Your business can have access to an ongoing supply of cash which grows in line with your sales through invoice discounting or factoring and your customers make payments via a specialist bank account which the business can track online and monitor the amount of funding available.

In addition, a service fee will be payable on a monthly basis and an interest rate applied which will be very similar to a bank overdraft.

Your business may also qualify for the Deposit Scheme which provides grant finance to eligible businesses. We can carry out a grant search to see if your business is eligible for any grant funding.

You can also explore funding through Commercial Mortgages which offer lending against a property. Loans are typically available for up to 70% of the value of the property and the purchaser will raise a cash deposit for the balance of the purchase price.

We also have access to many straight-forward business loans. Again, for the right business these can be very competitively priced.

It goes without saying we have access to the best facilities at prime rates for long established and financially sound businesses however we also have access to finance for businesses with impaired credit or maybe that gone through an insolvency process. New starts are also not a problem.

There will be other funding options available depending upon your circumstances such as Cashflow loans, development finance and revolving credit so please get in touch to discuss your individual requirements.

How we have helped our clients

Spread the cost of your Tax bills

You can spread the cost of your HMRC Self-Assessment tax bill, Corporation Tax or VAT bills using a easy to arrange solution that will ease any pressure on your cashflow.

Can secure more orders but need to hold more stock.

A client that we have funded vehicles before approached us for a term loan to buy more stock. They are a re seller of mattresses. They have an opportunity to

Read more case studies
We Love A Challenge

Other products to consider

Commercial Mortgages, asset financeAsset Finance

  • Kind to cash flow.
  • Spread cost of expensive assets.
  • Available to all businesses including start ups.
  • Simple application process and fast decisions.

asset refinanceAsset Refinance

  • Improves cash flow.
  • Consolidates debt.
  • Re-invest.
  • Unlock capital.

Business LoansBusiness Loans

  • Flexible.
  • Fast decisions.
  • Independent from your bank.
  • For any purpose.

Commercial MortgagesCommercial Mortgages

  • Low interest rates.
  • Capital gains.
  • Renting potential.
  • Control.


Sovereign House,
Stockport Road,
Cheshire SK8 2EA

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0161 980 0577

020 3301 4540

XL Business Finance Limited are authorised and regulated by the Financial Conduct Authority FRN 718737

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