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Pension led funding


Key features

Pension Led FundingPension Led Funding

Pension led Funding allows businesses to release the value of intellectual property via a private or occupational pension fund.

Intellectual property includes Patents, Copyrights, Designs, Goodwill, Trading Names and Domain Names. All these intangible assets, whilst they have a value, are rarely used by banks to secure borrowings.

Experts in the field of Intellectual Property help you to identify these assets and correctly value them.  You can then utilise your Intellectual Property as collateral against a pension loan.   The cash is borrowed from your own pension pot and can be used for any appropriate purpose, such as investment in new machinery; providing deposits for property; recruitment; or simply for cash flow.

The facility allows you to arrange a flexible and tailored repayment programme to suit the cash flow of your business and you can even set the interest rate to suit your business.   At the end of the loan agreement the Intellectual Property can be bought back by the business for a nominal amount, it can sit within the pension fund as a separate legal entity, or it can be reused to provide further loans to your business.

For further information and advice, please contact us now for a no obligation chat.

How we have helped our clients with Pension led funding

Funding required to expand business

A well established retail business had an opportunity to expand and purchase two new retail units. These units required deposits, complete refurbishment and stock. In total nearly £300,000 was required.

Cashflow support for manufacturer

When companies spend heavily on R&D, traditional lenders see them as heavy loss makers so therefore high risk. Our manufacturing client secured a lucrative deal with a big customer but

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