Manchester 0161 980 0577
London 020 3301 4540


Construction is a rich and diverse industry. With activities ranging from mining, quarrying and forestry to the construction of infrastructure and buildings, the manufacture and supply of products, as well as maintenance, operations, and disposal.

Construction output in the UK is more than £110 billion per annum and contributes 7% of GDP.

Raising finance for the construction sector can be complex and high risk depending on lead times but with our specialist knowledge and diverse panel of lenders and schemes we can fund even the longest term projects.

We have been providing funding for over 20 years and have the expertise to help your construction business to raise finance and source bespoke funding facilities including specialist invoice finance, business loans, bridging loans, debt protection and asset finance.

Funding for the construction industry is unique because projects are usually delivered on a staged basis, meaning very different cashflow requirements at certain stages of the project. Specialised construction invoice finance provides funding by advancing cash against the value of invoices raised on the completion of staged work.

Invoice Finance gives you a safety net for your finances, so you don’t have to rely on payment from your customer before you can make staff and supplier payments, or take on new projects.

We can also help to fund any equipment you need via asset finance or use owned assets to re-finance and inject more cash into the business.

If your project requires loan funding, we have long term loans, commercial finance, commercial mortgages and bridging loans that may suit your needs and we base our advice on your own circumstances and requirements.

How we have helped our clients

Spread the cost of your Tax bills

You can spread the cost of your HMRC Self-Assessment tax bill, Corporation Tax or VAT bills using a easy to arrange solution that will ease any pressure on your cashflow.

Can secure more orders but need to hold more stock.

A client that we have funded vehicles before approached us for a term loan to buy more stock. They are a re seller of mattresses. They have an opportunity to

Read more case studies
We Love A Challenge

Other products to consider

construction invoice financing

Construction Invoice Finance

  • Specialist finance for the construction industry.
  • Pay an urgent debt.
  • Can be confidential.
  • Improves cash flow and saves time.

construction factoringConstruction Factoring

  • Immediate access to cash.
  • Specialist finance for construction industry.
  • Confidential.
  • Improves cash flow and saves time.

asset refinanceAsset Refinance

  • Improves cash flow.
  • Consolidates debt.
  • Re-invest.
  • Unlock capital.

Business LoansBusiness Loans

  • Flexible.
  • Fast decisions.
  • Independent from your bank.
  • For any purpose.


Sovereign House,
Stockport Road,
Cheshire SK8 2EA

How to make a complaint | Privacy Policy

0161 980 0577

020 3301 4540

XL Business Finance Limited are authorised and regulated by the Financial Conduct Authority FRN 718737

Get A Quote

Get in touch by filling in the form below. One of our finance experts will get back to you as soon as possible.

    This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.